Cheapest Caravan Insurance
If you would like a quote, please use the online form stating your requirements. There are various options you may want to include in your caravan insurance, so please give as much detail as necessary so that we can identify the cheapest caravan insurance “for you”. We will use our expert knowledge of the caravan insurance business plus our extensive contacts to find you the cheapest caravan insurance for your needs.
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Cheapest Caravan Insurance 4U
If you are looking for cheap caravan insurance, our expertise can help you. We provide a professional service to customers who have neither the time nor the inclination to make a round of phone calls to insurance companies, supplying their details every time, all in order to find the cheapest insurance for a caravan
We can save you time and money by doing the work for you. All you have to do is send your details to us once and we will use our comprehensive contacts in the insurance business to find the cheapest caravan insurance for your situation.
Types of insurance for a caravan
There are different categories of caravan insurance, which depend on the sort of caravan or appliance you want to insure.
Touring Caravan Insurance will give you cover that you tow behind your motor vehicle. A typical policy will cover you for contents and equipment, new for old replacement (should your caravan be damaged beyond repair), and third party cover (which covers you for any damage you may cause to other road users or their vehicles).
Static Caravan Insurance will give you cover that’s situated in a fixed slot, such as a caravan site or holiday camp. This type of policy assumes that you are not using the caravan as a permanent place of residence so you will not have the cover that typifies a home insurance policy. A Static Caravan policy is similar to a Touring Caravan Policy.
Motorhome Insurance will give you cover for a Camper Van or Caravanette and is similar to car insurance in that you can choose between a Third Party Only policy, a Third Party Fire and Theft policy and a Fully Comprehensive policy. A typical Motorhome policy will give you similar cover to a Touring Caravan policy.
You can also take out Trailer Insurance, which will give you cover for a trailer tent or folding camper which is towed behind your vehicle. The cover is again similar to Touring Caravan Insurance but damage due to mildew is excluded as this would be considered normal wear and tear. It would not cover you either for the loss of personal possessions should you have stowed them away on your trailer.
If you are new to caravanning, please note that all road users are required by law to have as a basic minimum a third party insurance policy. This applies whether you are driving a motorhome or caravanette on the one hand or driving a motor vehicle and towing a touring caravan on the other. In the first case, your Motorhome Insurance alone will give you adequate cover (depending on the options you choose of course) but in the second case you will need two policies to give you adequate cover, one for your car insurance and a separate policy for your Touring Caravan.
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Accidents are sometimes unavoidable (it’s always the other driver!) and you need to make sure your caravan policy gives you adequate cover for such an eventuality.
For the best advice and a friendly and professional service, contact us now... We will use our expertise to find you the cheapest quote on the market, tailored to your particular requirements.
