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About Cheap Caravan Insurance
We provide a professional service for customers seeking cheap caravan insurance, saving them time and money by using our expertise and our wide range of contacts in the insurance business to find the cheapest caravan insurance that suits our customers’ requirements.
Your requirements will depend in the first instance on what kind of caravan you want to insure. There are certain levels of cover that are common to all types of caravan insurance. They usually include new for old replacement for instance, cover for contents and equipment should these be damaged, and third party or public liability cover which will cover you for incidents where damage is caused to other persons, road users or their vehicles.
The variants of caravan insurance are then four. Static Caravan Insurance is intended for caravans that have a permanent or semi-permanent plot on a caravan site or holiday camp. Please note that this policy does not cover you for using the caravan as a permanent place of residence. Touring Caravan Insurance is intended for a caravan that’s towed behind your vehicle. This kind of policy will include options that you can choose to add on to your policy at extra cost. Trailer Insurance is a kind of caravan insurance that’s intended for trailer tents or folding campers which are towed behind a vehicle. Trailer Insurance will cover you for fixtures and fittings but not for theft, so it’s advisable not to store personal belongings in a trailer.
Motorhome Insurance is a kind of caravan insurance that’s intended for camper vans and caravanettes and is treated in a similar way to car insurance. Third party policy is the basic minimum you can take out with this type of caravan insurance as this is a legal requirement for all road users in the UK. A third party fire and theft policy will cover you should your motorhome be stolen or damaged by fire. A fully comprehensive policy is the sort of caravan insurance that will give you the greatest level of cover. It will cover you for damage to your camper van should you be involved in an accident and will also include a number of extras as standard and others at extra cost. Standard cover usually includes like for like replacement, repair or replacement of fixtures and fittings, personal items and stereos.
There are some measures you can take to reduce the cost of your caravan insurance. Your costs will be reduced if you take security measures to protect your caravan from potential theft and damage, such as installing security alarms and advanced locking devices. As a driver, you can further reduce the costs of your caravan insurance by careful driving and avoiding points on your licence. Your costs will shrink significantly if you take an advanced driving course such as Pass Plus, as this will demonstrate to insurers that your driving skills are advanced and you know how to drive safely, thus avoiding accidents. Of course, accidents are sometimes unavoidable (it’s always the other driver!) and you need to make sure your caravan insurance gives you adequate cover for such an eventuality.