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Cheap Caravan Insurance Quotes
We provide a professional service for customers wanting insurance for their caravan. Caravanning is a popular way of taking a break, especially in the summer months, and if you own a caravan you can protect your investment by providing yourself with caravan insurance. If you own a camper van and are planning a long trip, caravan insurance is essential for your peace of mind.
There are various types of caravan insurance on offer, with slight variations depending on the type of caravan you want to insure. Caravan insurance for a trailer tent or folding camper will cover you for a like for like replacement should your trailer be damaged beyond repair as the result of an accident, but it won’t cover you for damage due to mildew as this is considered to be normal wear and tear. It won’t cover you either for the loss of personal items as a trailer of this sort is considered to be too insecure to give adequate protection against theft. It’s advisable therefore not to store personal items in your trailer.
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Static caravan Insurance and touring caravan insurance provide similar types of cover, but touring caravan insurance will provide you with optional extras which you may wish to consider if you are planning to take your caravan out on the road. It’s worth noting that cheap static caravan insurance does not cover you for using the caravan as a permanent place of residence. Both types of caravan insurance will include third party or public liability cover, covering you for damage that your caravan may cause to third parties. They will also include replacement and repairs to fixtures and fittings.
If you own a camper van or caravanette, the choices available to you are similar to those of a car owner. Caravan insurance in this case will include a third party policy as the minimum choice you can opt for - all road users in the UK are required by law to have this basic level of insurance. For a caravan insurance that will cover you should your camper van be stolen, you should choose a third party fire and theft policy. This does not cover you however for any damage to your camper van as the result of an accident - even if a third party is to blame, receiving damages can take some time and be strewn with difficulties.
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If your caravan is a camper van and you are taking it out on the road, for complete peace of mind you should choose a fully comprehensive insurance policy. This will cover you for damage as the result of a road traffic accident, and will also include a number of extras as standard. This type of caravan insurance will include a certain amount of legal expenses cover for example. This will provide you with assistance should you need to take legal action to claim compensation from third parties. A fully comprehensive insurance policy for your camper van will also include a certain amount of breakdown cover, which is usually limited to roadside assistance (repairing your vehicle at the roadside or transporting it to a garage, and transporting you to a safe destination).
You may want to extend your caravan insurance to include more breakdown cover if you are planning a long trip in your camper van in the UK or abroad. Imagine the prospect of being stranded in a foreign country if your vehicle develops a mechanical fault which is going to take weeks to resolve! Breakdown cover includes various options, and you may want the best possible cover if you are planning to take your camper van on a long trip overseas.